Daily Credit and Debit Card Statistics

Notice

The final publication of the Daily Credit and Debit Card Statistics occurred on Friday, September 9th. This covered the period 01 March 2020 to 31 August 2022.

The onset of the Covid-19 pandemic created the need for timely, high-frequency data, such as the Daily Credit and Debit Card Statistics, to better understand the impact of the pandemic on personal expenditure and economic activity. Given the shift in focus away from pandemic-related measures, and our commitment to continuously review our resources deployed to deliver our strategic objectives, we will cease the publication of this dataset. The more detailed monthly Credit and Debit Card Statistics will continue. These monthly statistics will be further expanded in 2023 with additional granularity.

This high-frequency daily Credit and Debit Data captures expenditure of euro-denominated credit and debit cards issued to Irish residents. The dataset consists of total daily debit and credit card spending and ATM withdrawal's, while from 1 October 2020, expenditure in a number of key sectors of the economy, and a split of online and in-store spending is also available.

Updated 09 September

Total card spending in the month of August 2022 equated to €8.2 billion, with an average daily card spending of €265 million in the month.
The 7-day moving average daily card spending at end-August 2022 was €281 million. This compares to a daily series high of €339 million recorded in December 2021, and a daily series low of €125 million recorded in April 2020 at the height of Covid Restrictions.
All sectors recorded significant increases in average daily card spending over the duration of the time series, most notably the Transport and Accommodation sectors. The Transport sector recorded an average daily card spending low of €1.9 million in December 2020 to a series high of €17.0 million recorded in July 2022. Similarly, the Accommodation sector recorded a series low of €0.8 million in October 2020 compared to a series high of €12.4 million in August 2022.

Chart 1: Daily card spending and cash withdrawal's activity

Card spending and cash withdrawals activity