ECB Payment Statistics Regulation Update

The European Central Bank (ECB) has finalised the Regulation amending Regulation (EU) No 1409/2013 of the ECB of 28 November 2013 on payment statistics (ECB/2013/43). The amending Regulation, published on 11 December 2020, introduces new reporting requirements in relation to information on innovative payment services and channels, payment schemes, and fraudulent payment transactions.

Collecting this information will enable the European System of Central Banks (ESCB), including the Central Bank of Ireland, and the ECB to more effectively perform our catalyst and oversight roles in the areas of retail payments and payment systems. In addition to improving performance, more detailed and frequent statistical information on card payments will help to enhance the ESCB's and ECB's understanding of cross-border trade and economic forecasting.

Reporting Instructions Version 8

The reporting instructions package includes:

• The reporting instructions for both full and reduced reporters in Excel format
• XSD for quarterly reporting
• XSD for semi annual reporting
• Quarterly XML sample example
• Quarterly Nil return XML example
• Semi-Annual XML sample example for full reporting firms 
• Semi-Annual XML sample example for reduced reporting firms
• Semi-Annual Nil Example
• Technical guidance Word document
• FAQ Document
• Calculation of totals - Hierarchical presentation
• CBI Payment Statistics Validation Rules for Online Reporting
• Monthly PSM Documentation – only applicable to domestic card issuers

Reporting Instructions - Requirements and Deadlines

The Reporting Schedule and submission dates for 2024 is available here. 

Queries and feedback can be addressed to [email protected]

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